Personal Context Capsule

Make every AI understand your life.

Fintella turns your real-world context into a private capsule that works across AI agents, on your terms.

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Boost any AI you already use
ChatGPT Claude Gemini Grok Perplexity
60-second setup · first week free
Claude
Search context Result
Fetch context Result

Three things you never have to worry about.

Zero Input
Built from what already exists. No waiting for context to build up, nothing to fill in.
Zero Shot
New chat, new model or incognito mode. It knows you from the first message.
Zero Lock-in
Your context stays yours. Grant, pause, or revoke access anytime.

The version you typed and the version you live are different things.

One is what you intend, frame, and edit. The other is what you actually did this week.

Memory tools remember what you told your AI. They have memory now, but only the version of you that you bothered to type.

Fintella adds what your life has been doing. From day one, no months of memory to build up.

Recent work on AI alignment finds that models predict a person's choices more accurately from behavioral data than from written self-description.
The source

Spending history is one of the densest passive records of real life.

Calendars show plans. Location shows where a device went. Wearables show the body. Bank history crosses travel, home, work, school, health, tools, and routines in one stream.

Areas of life a single passive log can reach
Calendar
Browser
Wearables
Location
Spending
food travel work health family housing mobility hobbies admin education
Spending touches all of them, in one stream.
It writes itself

No journaling, no tagging, no behavior change required. The minute you stop using a quantified self tool, it goes silent. Spending doesn't.

Ready from day one

Up to 18 months of behavior is already there. No memory to build up first. Your AI gets a real picture from the first conversation.

Your capsule

Built from your life. Packed for your AI.

Routines, transitions, family, work phase, what holds and what just shifted. Twelve months of behavior, structured so a model can use it in the first sentence.

Context Capsule example
Travel pattern 12 mo
Travel often, snap back fast
+

Frequent international travel, sometimes stacking countries in one run. Routine resumes within 24 to 48 hours of return. No extended recovery window.

Evidence Hawaii in April and again in November, Istanbul in May, Seattle in July. Each trip followed within 48 hours by a Safeway run and routine charges resuming.
What your AI sees Recovers from travel quickly. Don't pad trips with rest days.
Weekly rhythm 51 wk
Sunday market ritual
+

Sunday is a fixed anchor. A farmers market run followed by the same prepared food pickup. Held for 34 of 51 weeks, surviving travel windows and disruptions.

Evidence Same merchant pair on Sundays across 34 of 51 observed weeks. Pattern continues even on the day after international returns.
What your AI sees Sunday is structured, not free time. Don't suggest Sunday plans without checking.
School calendar school yr
School year is the frame, not a side note
+

School age child on a predictable annual calendar. Tuition drafts, uniform outfitting, club dues. Payments continued during international travel. The academic year structures everything else.

Evidence BASIS Independent tuition drafts in the first week of every month. Lands' End uniform bursts in mid August and early January. School charges held through every trip.
What your AI sees Plans need to fit the school calendar, not the other way around.
Decision style 12 mo
Short decision cycles, parallel experiments
+

Multiple options run side by side in the same category before one settles. Admin work clusters into single weeks instead of stretching out. Subscriptions that don't fit disappear within a billing cycle, not after long quiet periods.

Evidence Anthropic appearing alongside OpenAI rather than replacing it. Waymo tried in July with Uber still active. Subscriptions that do not stick disappear within one billing cycle.
What your AI sees Comfortable with parallel options. Recommend, don't survey. Cancels quickly if something doesn't fit.
Side venture new · 4 wk
A hobby project that became a real business
+

A year of low cost domains and Shopify tests. Then in April, a marketing tool and an ad platform with funded budget appear in the same week. The shape of an experiment crossing into real operations.

Evidence Semrush and Facebook Ads land within the same week in April. No equivalent cluster exists in the prior ten months.
What your AI sees Treat work questions as small business operator questions, not employee ones.
12 months · 2,525 events by Fintella

You see every signal first. Open any entry to read how it was found and what your AI would actually see. Confirm it, correct it, or switch it off before it leaves.

See your own capsule
How Fintella works

A real signal builds over time.

A single charge tells you almost nothing. The real signal lives in how spending moves and clusters over time, and that is what Fintella reads.

Phase detection signal confirmed
Jan-Feb
A small recurring software charge. Then a second, in the same category. Then a third. Each under $100, none of them noteworthy on its own.
8 weeks in
Three tools in the same category, frequency increasing. No equivalent cluster exists in the prior ten months. Not a habit, a buildup.
Week 9
A legal filing fee. The kind associated with starting an entity, not maintaining one.
Week 10
An ad platform charge. Funded budget, not a trial. Operational scale.
Capsule entry
A side project crossed into operations this spring. The pattern was visible three weeks before any single charge would have made it obvious.
Under the hood

Your AI gets the context, not your data.

Fintella turns thousands of rows into a clean context brief. No transaction rows, no exact amounts, no bank details.

01 · The bridge
From your bank to a clean signal
Connect Same flow as any budgeting app, through Plaid. Read only.
Process Proprietary behavioral models by Fintella Labs.
Send A compressed behavioral picture. No dollar amounts, no raw transactions.
02 · Your control
Your capsule, your choices
Connect Adds to ChatGPT or Claude like any other connector. About 60 seconds.
Switch Move from ChatGPT to Claude and the capsule comes with you.
Off One tap. By morning that AI knows nothing about you.
Connected AIs
active
ChatGPT
ChatGPT
Streaming capsule
Claude
Claude
Streaming capsule
Gemini
Gemini
Off
Pricing

Free for a week.

See what your AI is like once it actually knows you, across whatever assistants you already reach for.

Try for free
Full Context Capsule: portrait, signals, evidence
Unlimited AI assistants: ChatGPT, Claude, Gemini, power them all
Updates as your life moves
Per-AI on/off. Delete everything in one tap
Start free
7-day trial, then $15/mo. Cancel anytime.
Common questions

The things people ask first.

No. There are no spending charts, categories, or financial advice. Bank history is the input because it's the densest passive record of how a person actually lives. The output has no money in it, only behavioral structure.
Memory remembers what you said. Fintella adds what you did. ChatGPT knows you mentioned a project once. Fintella sees that the project crossed into operations in April, because the spending pattern confirmed it before you said anything. The two work together. Memory is for stated context, the capsule is for behavioral context.
A statement is thousands of raw rows with every dollar amount and merchant. Even if the model could parse it, you don't want to dump all that into a chat. Fintella does the work and sends only the result.
A context brief: routines, transitions, decision style, travel style, work phase, preferences, and open questions. No exact amounts, no bank details, no transaction rows. You can review what will be shared and pause access anytime.
Every important claim shows evidence and uncertainty. Repeated patterns, one-off events, and open questions are treated differently. You review the capsule before sharing it with any AI.
Calendar shows plans, including the cancelled ones. Location knows where you were, not why. Wearables know how you slept, not why something shifted in your week. Spending is the only single source that is passive, cross-domain, and dense enough to support phase detection on its own. Other sources can add resolution later. Spending is the spine.
Yes. Disconnect your bank or delete your capsule whenever you want. One tap. No retention games, no dark patterns. Your data is yours.
Your subscription starts at $15/month. If you don't continue, the live link switches off and your capsule stops updating. Your data stays yours. Delete it in one tap, or come back later and pick up where you left off.
Get started

AI runs on context.
This is yours.

Connect your bank, get your capsule, plug it into your AI. About 60 seconds. First week free.

Get your capsule